Licensed Ohio Independent Insurance Agency
Sycamore Insurance Services is a licensed independent insurance agency in Lithopolis, Ohio serving contractors statewide — from solo artisans in Columbus and Central Ohio to commercial fleets across the state.
Coverage descriptions are general in nature. Individual policies vary. Contact us to discuss your specific needs.
Every contractor's risk profile is different. The lines below are among the most common — your agent will help identify what applies to your specific trade and operation.
Addresses third-party bodily injury and property damage claims arising from your operations, products, or completed work.
Vehicles used for work — from a single pickup to a full fleet — typically require commercial coverage separate from personal auto.
An additional layer of liability protection above your underlying policies — commonly explored by contractors with larger projects or fleet exposure.
Contractors increasingly rely on digital tools and stored client data — cyber coverage addresses risks from data breaches and network incidents.
Covers structures under construction against physical damage before a project is complete and handed over to the owner.
We offer certificate of insurance management — particularly useful for contractors managing ongoing GC relationships and job-specific requirements.
We work with artisan contractors and commercial operations of all sizes across Ohio — including Columbus, Groveport, Lancaster, Canal Winchester, and surrounding communities.
As an independent agency, we're not tied to a single carrier. We shop across multiple AM Best A-rated companies to find coverage that fits your trade and operation — not the other way around.
Answers to questions we hear frequently from Ohio contractors shopping for coverage.
Many sole proprietors and single-member LLCs in Ohio choose to carry general liability coverage even when not legally required, because general contractors, property owners, and job sites frequently require a certificate of insurance before allowing work to begin.
A certificate of insurance (COI) is a document that summarizes your coverage — carrier, policy number, limits, and effective dates. Sycamore Insurance Services offers a certificate program to help contractors manage ongoing COI requests efficiently.
Yes. Ohio is a monopolistic workers compensation state, meaning most employers must obtain workers compensation coverage directly through the Ohio Bureau of Workers' Compensation (BWC) rather than through a private carrier.
Yes, we serve contractors all across Ohio.
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